> ## Documentation Index
> Fetch the complete documentation index at: https://docs.nevermined.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Groups & Budgets

> Organize members into groups, cap their spend with budgets, and give each group a shared payment method — all from the Budgets tab or the Organizations API.

As your organization grows, you'll want teams to operate independently without handing everyone unlimited spend. **Groups** let you bundle members together; **budgets** put a ceiling on what a group can spend; and **shared payment methods** let a whole group charge to one org-funded source. You manage all three from the **Budgets** tab of the [organization dashboard](https://nevermined.app/organization), or programmatically with your organization's admin API key.

<Note>
  Groups, budgets, and shared payment methods are **Premium and Enterprise** features. Personal and lapsed organizations can't create them.
</Note>

## Groups

A group is a named collection of organization members — for example a *Support* team, a *Research* squad, or a per-customer workspace. An Admin creates a group and adds or removes members at any time.

<CardGroup cols={2}>
  <Card title="Create a group" icon="user-plus">
    Give it a name and add the members who should share its budget and payment methods.
  </Card>

  <Card title="Manage membership" icon="users-gear">
    Add or remove members as teams change. Removing someone from a group doesn't remove them from your organization.
  </Card>
</CardGroup>

## Budgets

A **budget** sets how much a group may spend over a period and tracks its consumption in real time. When a group reaches its budget, further spend is blocked until the budget resets or an Admin raises it — so a single team can never run away with the whole organization's balance.

* **Set a limit** per group from the **Budgets** tab.
* **Track usage** against the limit as members spend.
* **Adjust or remove** a budget whenever priorities change.

<Tip>
  Budgets pair naturally with [Organization Wallets](/docs/solutions/organizations/wallets): fund a group from a shared treasury wallet, then cap how fast it draws down with a budget.
</Tip>

## Shared payment methods

Instead of every member enrolling their own card, associate an organization **payment method** with a group. Members of that group then transact against the shared card, and you keep billing centralized. Associate or remove a card from a group at any time.

## Where to find it

Everything above lives under the **Budgets** tab of the organization dashboard, alongside [Organization Wallets](/docs/solutions/organizations/wallets). Select your organization with the workspace switcher, then open **Budgets**.

## Do it programmatically

Every group, budget, and shared-payment-method action is available on the Organizations REST API using your **organization's admin** [Nevermined API key](/docs/solutions/organizations/workspaces-and-members) — so an agent or a back-office script can provision teams and enforce spend limits without the dashboard.

<Note>The full Organizations API reference is coming soon. Until then, see [SDK & Workspaces](/docs/integrate/patterns/organizations) for authenticating against a specific workspace.</Note>

## Related

<CardGroup cols={2}>
  <Card title="Organization Wallets" icon="wallet" href="/docs/solutions/organizations/wallets">
    The custodial treasury that funds your groups.
  </Card>

  <Card title="Plans & Billing" icon="credit-card" href="/docs/solutions/organizations/plans-and-billing">
    The tier that unlocks groups, budgets, and wallets.
  </Card>
</CardGroup>


## Related topics

- [Create Delegation](/docs/api-reference/delegation/create-delegation.md)
- [Organization Wallets](/docs/solutions/organizations/wallets.md)
- [Organizations](/docs/solutions/organizations/overview.md)
- [Plans & Billing](/docs/solutions/organizations/plans-and-billing.md)
- [Enroll a Card & Delegate a Budget](/docs/agents-guide/enroll-card.md)